1. Acceptance of Terms

Your use of brysolanivex's services constitutes acceptance of these Terms of Use, along with our Privacy Policy and any additional guidelines we may publish. These terms apply to all visitors, users, and others who access or use our services, whether registered or not.

We reserve the right to modify these terms at any time. Changes become effective immediately upon posting to our website. Your continued use after such modifications constitutes acceptance of the updated terms. We recommend reviewing this page periodically to stay informed of any changes.

2. Description of Services

brysolanivex provides capital allocation advisory services, financial education resources, and related consultation services to clients in Australia. Our services include but are not limited to:

• Financial planning consultation and capital allocation strategy development
• Educational programs and learning resources focused on financial management
• Analysis and recommendations regarding asset distribution and investment approaches
• Ongoing support and guidance for financial decision-making processes

Services may be provided through various channels including in-person meetings, digital communications, educational materials, and online resources. The specific scope of services will be outlined in individual service agreements.

3. User Obligations and Responsibilities

3.1 Account Registration

Some services require account registration. When creating an account, you must provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You must notify us immediately of any unauthorized use of your account or any other security breach. We cannot and will not be liable for any loss or damage arising from your failure to maintain account security.

3.2 Prohibited Uses

You agree not to use our services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our systems. Specifically, you may not:

• Violate any applicable local, state, national, or international law
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Interfere with or disrupt our services or servers connected to our services
• Attempt to gain unauthorized access to any portion of our services or systems
• Use automated systems to access our services in ways that send more requests than a human could reasonably produce
• Collect or harvest any personally identifiable information from our services without consent

3.3 Professional Conduct

When engaging with our services, you agree to maintain professional standards of conduct. This includes respectful communication with our staff, timely provision of requested information, and honest disclosure of relevant financial circumstances when receiving advisory services.

4. Intellectual Property Rights

All content on brysolanivex.com, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of brysolanivex or our content suppliers and is protected by Australian and international copyright laws.

The compilation of all content on this site is the exclusive property of brysolanivex and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, republish, download, store, or transmit any material from our services without prior written consent, except:

• Temporary copies stored automatically by your web browser for display purposes
• Single copies of content for personal, non-commercial use, provided you maintain all copyright and proprietary notices
• Content explicitly made available for sharing through designated sharing features

5. Financial Disclaimers and Limitations

Our services are educational and advisory in nature. We provide information and guidance to support your financial decision-making, but ultimate decisions and their consequences rest with you. We strongly recommend consulting with licensed financial professionals regarding your specific circumstances.

Information provided through our services should not be construed as a promise or guarantee of any particular outcome. Market conditions, individual circumstances, and implementation approaches all affect actual results, which may differ substantially from projections or examples discussed.

6. Privacy and Data Protection

We take your privacy seriously and handle your personal information in accordance with Australian Privacy Principles and our Privacy Policy. By using our services, you consent to our collection, use, and disclosure of personal information as described in our Privacy Policy.

We collect information necessary to provide our services effectively, including contact details, financial information relevant to our advisory services, and usage data about how you interact with our website. This information helps us deliver personalized, relevant services.

We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security of information transmitted through our services.

7. Payment Terms and Refund Policy

7.1 Service Fees

Fees for our services are outlined in individual service agreements or on our pricing page. All fees are in Australian dollars unless otherwise specified. Payment is due according to the terms specified in your service agreement.

We reserve the right to change our fees at any time. Changes to fees will not affect services already purchased but may apply to renewals or new service purchases.

7.2 Payment Methods

We accept various payment methods as indicated during the purchase process. By providing payment information, you represent that you are authorized to use the payment method and authorize us to charge all fees incurred.

7.3 Refund Policy

Refund eligibility depends on the specific service purchased and timing of your request. Generally, requests made within seven days of purchase may be eligible for refund, subject to evaluation. Services already substantially delivered are not eligible for refund. Contact us at contact@brysolanivex.com to discuss refund requests.

8. Limitation of Liability

To the fullest extent permitted by Australian law, brysolanivex and its directors, employees, partners, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services.

This includes but is not limited to damages for loss of profits, goodwill, data, or other intangible losses, even if we have been advised of the possibility of such damages. Our total liability to you for all claims arising from or related to our services shall not exceed the amount you paid us in the twelve months preceding the claim.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for incidental or consequential damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

9. Indemnification

You agree to indemnify, defend, and hold harmless brysolanivex and our directors, employees, contractors, and affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising from:

• Your use or misuse of our services
• Your violation of these Terms of Use
• Your violation of any rights of another person or entity
• Any content you submit through our services

We reserve the right to assume exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with our defense of such claim.

10. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by brysolanivex. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that brysolanivex shall not be responsible or liable for any damage or loss caused by or in connection with use of any third-party content, goods, or services available through such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services you visit. Inclusion of links does not imply endorsement of the linked sites.

11. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use. Upon termination, your right to use our services ceases immediately.

You may terminate your use of our services at any time by discontinuing access and, if applicable, closing your account. Termination does not relieve you of obligations incurred prior to termination.

All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity obligations, and limitations of liability.

12. Dispute Resolution

These Terms of Use and any disputes arising from or related to our services shall be governed by and construed in accordance with the laws of New South Wales, Australia, without regard to conflict of law provisions.

Any legal action or proceeding arising from these terms shall be brought exclusively in the courts of New South Wales, Australia, and you consent to the jurisdiction of such courts.

Before initiating formal legal proceedings, we encourage you to contact us to seek resolution. Many disputes can be resolved through good-faith communication.

13. General Provisions

13.1 Entire Agreement

These Terms of Use, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and brysolanivex regarding our services.

13.2 Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

13.3 Waiver

Our failure to enforce any right or provision of these terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative.

13.4 Assignment

You may not assign or transfer these terms or your rights and obligations under them without our prior written consent. We may assign these terms without restriction.